Whether it’s for a vacation, study abroad or business trip, many parents visit the United States for various reasons. It’s important for those parents to ensure that they have the right kind of insurance to cover them while in the country. There are a number of different types of insurance available to visiting parents, so it’s important to understand which one is best for you and your family. Here are some tips to help you choose the best insurance for your visit to the United States.

Best Insurance for Parents Visiting USA

Here are the best insurance plans for parents visiting USA.

1. Atlas America Insurance

Atlas America Insurance is a great insurance plan for parents visiting the United States. It provides comprehensive coverage for all medical expenses, including doctor visits, hospitalization, emergency medical evacuation, and more.

Atlas America also offers coverage for lost or stolen luggage, trip cancellation, and emergency medical evacuation.

This plan also includes coverage for emergency travel assistance, which includes services such as help with obtaining a visa, finding a doctor, or arranging for additional medical care.

The benefits of Atlas America Insurance include a wide range of coverage options, affordable premiums, and a variety of deductibles and co-pays that can be tailored to the parents’ individual needs.

The plan also offers a variety of discounts, including those for seniors, families, and multi-trip travelers. Additionally, Atlas America has a 24-hour customer service line that can provide assistance in the event of an emergency.

For parents visiting the United States, Atlas America Insurance is an excellent option. It provides comprehensive coverage that can be tailored to their needs, at an affordable price.

With its various discounts, benefits, and customer service support, Atlas America is an excellent choice for parents looking for peace of mind during their travels.

2. IMG Patriot America Insurance

IMG Patriot America Insurance is a great insurance plan for parents visiting the United States. It provides comprehensive coverage for medical expenses, emergency medical evacuation, and repatriation of remains in the event of death.

The plan also includes coverage for trip interruption, lost or delayed baggage, and accidental death and dismemberment.

One of the biggest benefits of this plan is that it covers pre-existing medical conditions, which can be a major worry for parents visiting from abroad. It also offers 24/7 access to an international medical assistance team for any medical needs that may arise.

In addition, IMG Patriot America Insurance offers coverage for up to $500,000 in medical expenses, including hospitalization and prescription drugs.

This is particularly important since medical costs can quickly add up in the US. The plan also offers coverage for up to $25,000 in emergency medical evacuation, should the need arise.

Finally, the plan offers flexible payment options and the ability to extend coverage while you are in the US. This is a great feature for those who may need to stay longer than originally planned.

Overall, IMG Patriot America Insurance is an excellent choice for parents visiting the US. It offers comprehensive coverage for medical expenses, emergency medical evacuation, and repatriation of remains in the event of death.

It also covers pre-existing conditions, offers flexible payment options, and allows you to extend coverage while you are in the US.

3. HCCMIS Visitor Care Insurance

HCCMIS Visitor Care Insurance is an excellent insurance plan for parents visiting the United States. It provides comprehensive coverage for medical expenses and other related costs, such as evacuation and repatriation, that are often not covered by traditional health insurance plans.

The benefits of HCCMIS Visitor Care Insurance include:

1. Comprehensive medical coverage: The policy includes coverage for medical expenses related to hospitalization, doctor visits, prescription drugs, ambulance services, and more. It also covers pre-existing conditions and medical evacuation.

2. Flexible coverage options: Parents can choose from various coverage levels depending on their needs and budget.

3. Low deductible: The plan has a low deductible, which makes it more affordable than other insurance plans.

4. Reliable customer service: HCCMIS has a team of experienced customer service representatives who are available 24/7 to help with any questions or concerns.

5. Easy claims process: The claims process is straightforward and easy to understand.

Overall, HCCMIS Visitor Care Insurance is an excellent choice for parents visiting the United States. It provides comprehensive coverage at an affordable price and reliable customer service.

4. Global Underwriters Diplomat America Insurance

Global Underwriters Diplomat America Insurance is a great insurance plan for parents visiting the USA.

It provides them with the peace of mind they need while traveling in a foreign country, ensuring that they have access to quality healthcare services should they become injured or ill during their visit.

One of the main benefits of Global Underwriters Diplomat America Insurance is its comprehensive coverage.

The plan offers coverage for hospitalization, medical evacuation and repatriation, emergency medical expenses, and more. This ensures that parents are protected in any situation they may find themselves in while visiting the USA.

Additionally, the plan also includes an emergency medical hotline service. This allows parents to quickly contact a doctor or nurse 24 hours a day, 7 days a week, so they can get help if they become sick or injured.

The hotline is available in multiple languages, making it easy for parents to access the medical care they need quickly and easily.

Finally, the plan also offers coverage for pre-existing conditions. This is especially important for parents who may have existing health issues that need to be monitored or treated while they’re away from home.

With this coverage, parents can rest assured that they will be covered in case of an emergency.

Overall, Global Underwriters Diplomat America Insurance is a great insurance plan for parents visiting the USA.

It provides comprehensive coverage, an emergency medical hotline service, and coverage for pre-existing conditions, all of which can give parents the peace of mind they need while traveling abroad.

5. Seven Corners Liaison Majestic Insurance

Seven Corners Liaison Majestic Insurance is a great insurance plan for parents visiting the USA. It offers comprehensive coverage for medical emergencies, trip cancellation, and baggage loss, giving peace of mind to parents who are traveling away from home.

The plan covers medical expenses up to $2 million USD per person, giving parents the assurance that they will be able to access quality medical care if needed.

It also covers trip cancellation up to $25,000 USD, allowing parents to get a full refund on their travel expenses in the event that their trip needs to be canceled due to unforeseen circumstances.

Additionally, it covers up to $1,500 USD in baggage loss, meaning parents can claim back any luggage that is lost or stolen during their travels.

The Seven Corners Liaison Majestic Insurance plan also offers additional benefits such as 24/7 emergency assistance, access to a global network of doctors and hospitals, and a range of optional benefits including rental car damage, missed connections, and more.

This makes it a great option for parents who are looking for comprehensive coverage while visiting the USA.

Overall, Seven Corners Liaison Majestic Insurance is an excellent choice for parents visiting the USA.

It offers comprehensive coverage for medical emergencies, trip cancellation, and baggage loss, as well as a range of additional benefits that give parents peace of mind and security while traveling.

6. Tokio Marine HCC Atlas Travel Insurance

Tokio Marine HCC Atlas Travel Insurance is an excellent choice for parents visiting the United States. It provides comprehensive coverage and peace of mind while traveling.

The policy offers a wide range of coverage benefits, including medical expenses, trip interruption or cancellation, baggage loss or delay, accident and travel medical evacuation.

It also includes coverage for pre-existing medical conditions and the cost of prescription medications.

The plan also provides personal liability protection for parents in the event of an accident or injury. Furthermore, if a family member is hospitalized due to a covered medical emergency, the policy will cover the costs associated with their hospital stay.

Tokio Marine HCC Atlas Travel Insurance also offers a 24-hour emergency assistance hotline, providing access to medical advice, language interpretation services, and more.

Additionally, the policy offers a variety of optional coverage options, such as rental car insurance, adventure sports coverage, and business traveler coverage.

Overall, Tokio Marine HCC Atlas Travel Insurance is a great choice for parents visiting the United States. The policy provides comprehensive coverage and peace of mind while traveling.

It is an excellent choice for parents who want to make sure they are covered in case of an unexpected emergency.

7. Allianz Global Assistance Travel Insurance

Allianz Global Assistance Travel Insurance is an excellent insurance plan for parents visiting the USA. It offers a comprehensive range of benefits and features that can provide peace of mind and financial protection during a trip.

The primary benefit of Allianz Global Assistance Travel Insurance is that it covers medical expenses, including hospitalization and emergency care in case of illness or injury.

This coverage can help parents avoid potential financial burden if they require medical attention while in the US. The plan also provides coverage for lost or delayed baggage, trip cancellation, flight delays, and other travel related issues.

In addition to these benefits, Allianz Global Assistance Travel Insurance also includes 24-hour worldwide assistance services. This includes access to an emergency hotline, travel advice and assistance, and reimbursement for medical evacuations and repatriations.

This ensures that parents have access to help if they need it, no matter where they are in the world.

Finally, Allianz Global Assistance Travel Insurance is also extremely affordable and easy to purchase.

There are multiple levels of coverage available, so parents can choose the plan that best suits their needs and budget.

The cost of the plan is also based on the length of the trip, so parents only have to pay for the coverage they need.

Overall, Allianz Global Assistance Travel Insurance is a great option for parents visiting the USA. It provides comprehensive coverage at an affordable price, and the 24-hour assistance service ensures that parents have access to help if they need it.

8. Cigna Global Health Insurance

Cigna Global Health Insurance is a good insurance plan for parents visiting the USA because it provides comprehensive coverage for medical expenses, including hospitalization and prescription drugs, as well as coverage for emergency medical evacuation, repatriation of remains, and more.

It also offers the convenience of a single insurance provider, with the ability to purchase coverage from anywhere in the world. The plan also includes coverage for pre-existing conditions, which can be especially beneficial for older visitors to the US.

One of the main benefits of Cigna Global Health Insurance is its flexibility in terms of coverage and cost. There are several different plans available, so parents can choose the coverage that best meets their needs.

The plans also come with a variety of deductible and co-pay options, so that parents can find the right balance between coverage and cost.

In addition, Cigna Global Health Insurance provides access to a global network of health care providers, including doctors, hospitals, and pharmacies, so that parents can access the medical care they need while in the US.

This makes it easier to get the care they need while abroad, without having to worry about finding a provider in the US.

Finally, Cigna Global Health Insurance also offers additional services such as travel assistance, 24-hour customer service, and an online portal for managing claims and accessing information about the plan. This makes it easy for parents to manage their insurance while away from home.

Overall, Cigna Global Health Insurance is a great choice for parents visiting the US.

With comprehensive coverage, a flexible range of plans and deductibles, and access to a global network of providers, it is a great way to ensure that parents have the medical coverage they need while abroad.

9. John Hancock Travel Insurance

John Hancock Travel Insurance is a great choice for parents visiting the United States. It offers a wide range of benefits and features to help protect travelers while they are away from home.

One of the main benefits of John Hancock Travel Insurance is its coverage for medical emergencies. This includes emergency medical evacuation, hospitalization, and medical treatment.

This coverage can be especially helpful if parents become ill or injured while away from home. Additionally, the policy also covers trip interruption and cancellation, lost luggage, and even delays in flights.

Another great feature of John Hancock Travel Insurance is its 24/7 customer service. Customers can call their customer service number at any time for assistance with questions, claims, and more.

The customer service team is available to answer any questions that parents may have about their policy and help them navigate their insurance plan.

John Hancock Travel Insurance also offers a variety of additional services that can be added to the policy.

These include coverage for rental cars, travel insurance for pets, and coverage for pre-existing medical conditions. This makes it easier for parents to customize their policy to meet their specific needs.

Overall, John Hancock Travel Insurance is a great choice for parents who are visiting the United States. With its comprehensive coverage and helpful customer service, parents can rest assured that they will be well-protected during their travels.

10. Travelex Insurance Services

Travelex Insurance Services is a great insurance plan for parents visiting the United States. It provides comprehensive coverage at an affordable price, which makes it ideal for those who may be on a tight budget.

One of the main benefits of Travelex Insurance Services is that it covers medical expenses, including doctor visits and hospital stays, as well as prescription drugs.

Additionally, it covers medical evacuation, lost baggage and trip interruption. This provides peace of mind for parents that their children will be taken care of in the event of an accident or illness.

Travelex Insurance Services also offers 24-hour customer service, so parents can get help quickly and easily. This is especially helpful if there is an unexpected emergency or issue while traveling.

Finally, Travelex Insurance Services has a range of optional add-ons that can be added to the plan to further customize it for individual needs. These include coverage for rental cars, travel delays, and pre-existing conditions.

Overall, Travelex Insurance Services is an excellent choice for parents visiting the United States.

It provides comprehensive coverage at an affordable price, and its customer service is top-notch. With its range of optional add-ons, parents can rest assured that their children are protected while they are away.

How to find the right plan for you

Finding the right travel insurance plan for parents when visiting the United States can be a daunting task. With so many options available, it can be hard to know which plan is best for you and your family.

Here are some tips to help you find the right travel insurance plan for your parents’ trip to the United States:

1. Determine Your Coverage Needs

The first step in finding the right travel insurance plan for your parents is to determine what coverage they need.

Consider their age, medical history, and any activities they plan on doing while in the US. Knowing what type of coverage is necessary will help you narrow down the choices and make sure you get the right plan.

2. Check the Policy Limitations

Every travel insurance policy has limitations that you should be aware of. These can include age limits, pre-existing condition exclusions, and coverage limits. Make sure you read through the policy carefully and understand what is and isn’t covered.

3. Compare Prices

Once you know what type of coverage you need, you can start comparing prices. Look for policies that offer the coverage you need at an affordable price. Don’t be afraid to shop around to find the best deal.

4. Read Reviews

Before committing to a travel insurance policy, take the time to read reviews. This will help you get an idea of what others think about the company and its policies.

5. Get Help

If you’re still having trouble finding the right plan for your parents, consider getting help from a travel insurance expert. They can review your needs and recommend the best plan for your family.

Following these tips can help you find the right travel insurance plan for your parents when they visit the United States.

Taking the time to research and compare plans can save you money and ensure that your parents have the coverage they need for a safe and enjoyable trip.

Summary

Choosing the best insurance for parents visiting the USA can be an overwhelming task. However, by doing a little research and comparing different policies, you can find the right coverage that meets your needs.

It is important to consider the coverage limits, deductibles, and premiums when selecting an insurance policy. Additionally, it is important to read through the fine print so that you are aware of any exclusions or limitations that may apply to the policy.

With the right information, you can make an informed decision and get the best insurance for your parents’ visit to the USA.