Legal Disclaimer

The articles on this website is written by the author based on group contribution, knowledge available on the Internet and hear-say and is no way to be considered authoritative. Health articles on this website should not be considered as medical advice under any circumstances. Financial articles on this site should be considered as suggestions and in no way endorses any brand, product or service. Author cannot guarantee correctness or authority on any article published on this website. However measures are taken to ensure that information available on this website is correct. has an advertising relationship with some of the offers included on the website. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. We strive to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product’s website. All products are presented without warranty.

Legal Disclaimers.
* does not sell third party data collected (via web forms, comments or any other lead capture mechanisms).
* web site does not constitute an attempt to practice medicine.
* web site is not endorsed by any practicing legal insurance lender/company or contain legal insurance advice.
* web is not affiliated to any product, service or company, except
* Owner of the site may receive compensation for referring products and services via Ads, third party recommendations.
* Individuals should consult a qualified health care provider for medical advice and answers to personal health questions.
* While the site attempts to be as accurate as possible, it should not be relied upon as being comprehensive or error-free.
* is under constant development and changes may be made in the articles and programs at any time.
* The web site reserves the right to change its disclaimer or privacy policy, so users should review these periodically.

No Warranties.
This web site is provided on an “as is,” “as available” basis without warranties of any kind, express or implied, including, but not limited to, those of TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE or NON-INFRINGEMENT or any warranty as to accuracy, timeliness, completeness or arising from a course of dealing, usage, or trade practice. No oral advice or written information provided by the shall create a warranty; nor shall members or visitors to the site rely on any such information or advice.

Disclaimer of Liability.
The user assumes all responsibility and risk for the use of this web site. Under no circumstances shall or its contributors/employees or its affiliated organizations such as the University of Illinois at Chicago or its employees or anyone else involved in creating or maintaining this web site be liable for any DIRECT, INDIRECT, INCIDENTAL, SPECIAL or CONSEQUENTIAL DAMAGES, or LOST PROFITS that result directly or indirectly from the use or inability to use the web site and/or any other web sites which are linked to this site – or that result directly or indirectly from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or any failure of performance, communications failure, theft, destruction or unauthorized access.

In states which do not allow some or all of the above limitations of liability, liability shall be limited to the greatest extent allowed by law.

Online Conduct.
Visitors agree to use the web site only for lawful purposes and are prohibited from posting on the web site any unlawful, harmful, threatening, abusive, harassing, defamatory or obscene material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law. This applies to any posting that could be termed as Sexual Harassment and or Discrimination. Although in the absence of a specific complaint the postings are not monitored for compliance with this provision, in an effort to discourage such conduct, please note that all postings in the Comments area will list the author’s name–no anonymous postings are permitted!

Disclaimer of Endorsement.
Reference to any products, services, hypertext link to the third parties or other information by trade name, trademark, supplier or otherwise does not constitute or imply its endorsement, sponsorship or recommendation by or its contributors/employees. They are for convenience only.

Link Disclaimer.
Links are provided only as an informational resource. Please note that many of the links provided are not on our servers and are not maintained by us or affiliated with any services provided by us. These links are provided simply as a service, and it should not be implied that we recommend, endorse or approve of any of the content at the linked site(s), nor are we responsible for their availability, accuracy or content.

Have a nice day.